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List of nsurance plans that cover NA
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02/22/2010 21:09
ladwil 
02/22/2010 21:09
ladwil 
List of nsurance plans that cover NA

Despite numerous appeals, my current HMO, CDPHP, will not cover the NA that successfully straightened my little finger PIP contracture. From the letter in response to my appeal:

"After review of the submitted documentation, I uphold the previous determination. I am unable to certify the medical necessity for coverage of needle aponeurotomy for treatment of Dupuytren's contracture. There is insufficient evidence in the scientific medical literature to show that this treatment is as effective as standard treatment modalities. The treatments are therefore not considered reasonable, necessary, and customary and coverage is therefore excluded as explained on page 70 of the GE Medical Care Options Handbook"

I am planning to switch to a plan that covers NA in the next open enrollment period. Among my options in the Albany, NY area are MVP and Blue Cross. It might be helpful to start a list of plans that cover NA on this forum for those who have multiple plans to choose from. Is anyone interested in this?

ladwil

Albany, NY
CDPHP
NA is not covered

02/22/2010 21:35
SteveAbrams

not registered

02/22/2010 21:35
SteveAbrams

not registered

Re: List of nsurance plans that cover NA

This just gets my goat! My understanding is that both Blue Cross and Medicare reimburse for NA. Your insurance plan is doctor-owned; my natural cynicism leads me to wonder if financial issues are governing their refusal.

02/23/2010 02:16
flojo 
02/23/2010 02:16
flojo 
Re: List of nsurance plans that cover NA

I agree with Steve. Medicare and my Anthem Blue Cross supplemental covered my NA, therefore it was obviously "considered reasonable, necessary, and customary. Others have fought with their insurance companies on this and won, but it is actually the insurance companies that win because of the low cost vs. surgery. Steve has a point about the doctor owned insurance. Maybe some of the owners do the surgery. Hmmmm!
Can you send them a comparison of costs. NA is so-ooooooo much less costly than surgery.

02/24/2010 15:07
ladwil 
02/24/2010 15:07
ladwil 
Re: List of Insurance plans that cover NA

I did try to make a strong argument for the cost savings of NA compared to surgery, but, of course, as Dr. Eaton writes in his blog today,

http://dupuytrenfoundation.blogspot.com/

the best situation for an insurance company is when a patient pays her premium and then pays out of pocket for her care. There is a cohort of Dups patients who will not consider surgery or consider it only as a last resort. Why cover NA when the patient will not have the expensive surgery anyway? I probably didn't accomplish much by making the appeals - they now have another data point for the "refuses surgery but pays for NA on her own, costing us nothing" group.

02/24/2010 17:37
flojo 
02/24/2010 17:37
flojo 
Re: List of nsurance plans that cover NA

If you are on Facebook, I recommend that you become a fan of www.dupuytrenfoundation.org (at least that's what I think I did.) Anyway, the information that is on http://dupuytrenfoundation.blogspot.com/ comes right to my Facebook page.

The posts of the blogspot may also be seen by my Facebook friends. It's another way to spread the word about Dupuytren Foundation and the disease. Besides, it's one less place to go read the latest updates since updates are right there on FB.

03/11/2010 01:10
moondanc 
03/11/2010 01:10
moondanc 
Re: List of nsurance plans that cover NA

Quote:



Despite numerous appeals, my current HMO, CDPHP, will not cover the NA that successfully straightened my little finger PIP contracture. From the letter in response to my appeal:

"After review of the submitted documentation, I uphold the previous determination. I am unable to certify the medical necessity for coverage of needle aponeurotomy for treatment of Dupuytren's contracture. There is insufficient evidence in the scientific medical literature to show that this treatment is as effective as standard treatment modalities. The treatments are therefore not considered reasonable, necessary, and customary and coverage is therefore excluded as explained on page 70 of the GE Medical Care Options Handbook"






If I were you and I'd exhausted ALL of my appeals to my insurance company I'd write a letter to my State Insurance commission with the information that Medicare covers this procedure so "insufficient evidence" and "unable to certify the medical necessity" are not sufficient *excuses* to avoid paying for coverage of NA.


Edited 03/11/10 03:11

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treatment   aponeurotomy   supplemental   contracture   determination   medical   dupuytrenfoundation   doctor-owned   coverage   insurance   understanding   documentation   information   therefore   considered   straightened   reasonable   successfully   insufficient   surgery