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less is more!
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04/10/2004 23:44
barb u

not registered

04/10/2004 23:44
barb u

not registered

less is more!

I certainly do not want to present myself as an expert , although I am a licensed insurance agent since 1979, but I thought I might make a suggestion to those of you who are trying to do your insurance homework up front prior to the NA procedure I would suggest you obtain the diagnosis code(numbers that represent the description of your condition) and the procedure code(the numbers that indicate the procedure which is to be performed). You probably can give the zip code of your doctor and the anticipated charge...and they may tell you how much is a covered and reimbursable expense. I would not suggest discussing the NA verses other techniques and tools that are used in other versions of the treatment...simply because just using the two codes mentioned previously will likely give the insurance company the info they need to pay or reject the claim. You may run into a situation where the medical directors for the respective companies are not aware of the NA version using this particular tool! And why should they know...when so many of the hand surgeons have not embraced this technique.
But if they know a fasciotomy is being performed(per the codes) the discussion of NA shouldn't enter the conversation! In this case..less is more!

I realize that many people traveling out of state are likely
to either pay out of network or pay entirely out of pocket.
It is likely that until this procedure is done more widespread, the medical doctors/directors of the insurance companies are not apt to understand the cost savings in terms of less procedure costs ....never mind less recovery time.It seems silly that if bottom line dollar is a concern to insurance companies, they would welcome any procedure that is apt to benefit the bottom line! Unfortunately, the unknown....when discussed... scares the unknowing!

I might suggest a couple of things for those of you who are worried about having to shoulder the entire cost out of pocket. Calculate what your out of pocket totals would be if you went through the other techniques which require surgical facilities, anesthesiologist, greater surgeon's fees, physical therapy, and any down time from work. How does that cost compare to travel, doctor's fees, and no down time?

Perhaps those of you in a particular area could caravan, or rent an RV, charter a bus....split some of the costs of travel. Maybe use this board to gather some folks in your area or in a state on the way to FL. My impression as I see some of the notes on this board....you all have become students of this disease and the various options of treatment. The people to whom you will be appealing your cases probably only barely have heard of this newer technique... an then only due to an appeal. If you can get by with less is more....great! If not, then I suggest a mass blitz to the medical directors of the various insurance companies. Rather than spending a night or two on the board....call your local Dept of Insurance and get the Home Office of the Various insurance companies you want to write. and find out who the medical directors are..write to others besides your carrier. This is your good deed! But in addition, most medical directors are human...they probably want to be on top of the game and informed as much as their counterparts at other insurance companies. In this case...more is more! Good Luck!

04/10/2004 23:54
George Barbarow

not registered

04/10/2004 23:54
George Barbarow

not registered

Medicare & Insurance Codes

From Dr. Eaton's Web Pages
Q:Is this covered by insurance? Yes.

Q:
What do I need to tell my insurance company? Your insurance company will want to know the insurance codes for your
Diagnosis: ICD Code 728.6 (Dupuytren's)
and your
Procedure: CPT Code 26040 (Percutaneous Fasciotomy - one finger)
Under very unusual circumstances, the procedure may possibly also include CPT 26060 Tenotomy (for boutonniere deformity) or 26525 Capsulotomy (for severe PIP joint contracture).

04/10/2004 23:54
George Barbarow

not registered

04/10/2004 23:54
George Barbarow

not registered

Medicare & Insurance Codes

From Dr. Eaton's Web Pages
Q:Is this covered by insurance? Yes.

Q:
What do I need to tell my insurance company? Your insurance company will want to know the insurance codes for your
Diagnosis: ICD Code 728.6 (Dupuytren's)
and your
Procedure: CPT Code 26040 (Percutaneous Fasciotomy - one finger)
Under very unusual circumstances, the procedure may possibly also include CPT 26060 Tenotomy (for boutonniere deformity) or 26525 Capsulotomy (for severe PIP joint contracture).

04/17/2004 23:00
kennyn

not registered

04/17/2004 23:00
kennyn

not registered

Medicare denied my claim

Hey thanks for the info George. I printed a copy and filed it away untill i need it. it will really help to know the insurance numbers when i file a claim in the future.

01/22/2005 23:35
nt

not registered

01/22/2005 23:35
nt

not registered

Medicare denied my claim

Bringing this to the top

03/15/2005 23:52
Peggy

not registered

03/15/2005 23:52
Peggy

not registered

Medicare denied my claim

I received the notice today that Medical denied my claim for my NA procedure with Dr. Eaton on 2/10. I have not heard from my secondary coverage - Blue Cross. In checking the statement, they used code 26040-F-3 and 26040-F-451) for the procedures, which is correct. I can't figure out why it was denied. I will be calling them to see if they can explain it to me. Has anyone else had their claim denied?

03/15/2005 23:26
Peggy

not registered

03/15/2005 23:26
Peggy

not registered

correction

I meant to type Medicare - not Medical. oops!!!

03/16/2005 23:06
Sean 
03/16/2005 23:06
Sean 
insurance

Steve,
Is this Dr. Lim the only surgeon available under your insurance program? A fasciotomy is a relatively common procedure for many surgeons, if that is what you insist upon. Perhaps you could see someone else.

Also, from everything I have read, a fasciectomy is not near the costs you mentioned ($7,000 to $14,000) to your insurance company. Mine was less than $4,000. for a finger that was 85 degree contracted. I have never heard of any over $5,000. until the few people on this forum who had all kinds of problems.

03/17/2005 23:23
Anon

not registered

03/17/2005 23:23
Anon

not registered

Interpreting the letter

From what I read of your letter, getting pre-authorization is one of the reasons they declined it. Perhaps requesting the procedure BEFORE getting it might help? They you could provide some of the info that has been listed on this website along with before/after photos from your first NA.

Since there are now FIVE NA practitioners in the US and other insurance companies who do pay, perhaps this is something you could add to your pre-authorization along with info from NICE etc.....

Good Luck
Anon

03/17/2005 23:07
Dyger

not registered

03/17/2005 23:07
Dyger

not registered

PPO and pre-authorization

I have a PPO that only pays 50% for out of network and I'm trying to formulate a plan to get them to pay in-network rates for the procedure. As far as I know, none of the physicians performing NA accepts my PPO, HealthNet. Before reading this thread, my approach was going to be that I couldn't find anyone in-network that peformed NA and thus try to convince them to pay "in-network" rates. Now, I'm worried that if I approach them this way for pre-authorization I stand the chance that they might not cover it at all. Comments?

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conversation   insurance   boutonniere   companies   anesthesiologist   circumstances   Capsulotomy   Medicare   preauthorization   Percutaneous   Unfortunately   directors   HMO-Pacificare   contracture   pre-authorization   practitioners   company   medical   procedure   fasciotomy